For EPCs, contractors, brands & retailers

Buy now. Pay when the job — or the shelf — pays you.

Your supplier offers terms through Yellowpay — up to 120 days to pay, decided in minutes, with no catch to find later. Here's exactly how it works for you.

Get qualified as a buyerTakes minutes. No personal guarantee.

Terms up to NET-120, and they're real

NET-120 means the invoice is due 120 days after it's issued. Not a teaser, not a loan you have to refinance — trade terms, like your supplier used to carry, just longer.

Approval in minutes, not weeks

Apply once with basic business details. Most decisions are instant, and a pre-approval covers your future purchases from that supplier. No personal guarantees for qualified businesses.

Paying is ordinary

You get one invoice from Yellowpay with the due date you chose. Pay by ACH or check. Reminders come before the due date, not after.

No cost surprises

The price and any terms fee are on the invoice before you accept. Nothing accrues silently, nothing compounds. Pay on the due date and that's the whole cost.

Your timeline on a NET-120 purchase
DAY 0
Goods ship. Supplier's already paid
ALONG THE WAY
Your cash arrives — milestones, remittances, sell-through
DAY 120
You pay Yellowpay. Done

Your supplier not on Yellowpay yet?

Tell them about us, or send us their name — we'll make the introduction.

Already onboarded? See the getting-started guide